Carmel Mortgage, Carmel Homes, Monterey Peninsula Mortgage co meeting your home financing needs, Cheryl Whitworth Mcvicar, Octavio Hurtado, Johnny Quillopo
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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
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News - Mortgage Industry
With so many changes in our industry,
we'll keep you up to date through our website !

What's a short sale?

A sale where the existing lender agrees to accept less than the mortgage balance when a seller wants to sell their property... Click here for more info

First-Time Homebuyer Tax Credit

The credit is an exciting new provision of the Housing and Economic Recovery Act of 2008. The credit is designed to encourage first-time homebuyers to purchase their first homes. Home prices are at historical lows making it an ideal time for many first-time homebuyers to purchase homes... Click here for more info


Fannie Mae Changes:

Positive News for Mortgages: You probably heard news stories about Fannie Mae and Freddie Mac but now you want to know how it'll affect mortgages. Here you go:

1. Fannie Mae, the guaranteers of notes is now under control of the government. The government felt Fannie Mae and Freddie Mac could no longer fulfill their mission statement to provide liquidity, stability and affordability in the housing markets... 
Click here for more info





  Carmel Mortgage
29 Navajo Drive
Salinas, CA 93906
Phone (831) 275-0380
Fax (831) 536-1803

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