Carmel Mortgage, Carmel Homes, Monterey Peninsula Mortgage co meeting your home financing needs, Cheryl Whitworth Mcvicar, Octavio Hurtado, Johnny Quillopo
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Loan Agents News - Mortgage Industry Monterey County Inclusionary Homes Carmel Mtg Vs. Your Bank
I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
more testimonials >

Welcome to Carmel Mortgage!
(Est. 1981)

Right now is the right time, and the right place to buy a home or refinance.

 Rates are expected to rise as the economy strengthens,
don't miss the boat, purchase or refinance today!!

Rates have been within 
.125% of the best rate in our nation's history,
we mean ever in the history of the U.S...
Click here to learn more!
Apply now to see if you can get this amazing rate.


More recent news for mortgages found here:

    • Short Sale (REO),  
    • Fannie Mae and Freddie Mac

      CLICK HERE for the most recent updates. 


Do you think you have a great rate, but don't know if it still may be worth it for you to refi? 

We can find out for you, over the phone in a matter of seconds! 
Give us a call!  831-275-0380

Meet Our Loan Officers Experienced in residential, commercial, construction, refi loans, etc.!
Our loan officers
know how to find you the best loan program at the best rate available for your personal home financing needs and goals -
Click Here to meet them now.


How much home can you can afford?
Click here to find out with our
3 minute quick app.

Apply online,   request a call/email,   &   meet our loan officers!


Carmel Mortgage is in its 30th year of locally owned & operated business!
We are not a net branch!! We are not tied to on bank with that one banks set of fees!

Carmel Mortgage is your local, experienced, credible mortgage broker.

Apply online today



Inquire with Cheryl Whitworth - McVicar today!
We train our Loan Officers thoroughly & correctly with in house marketing support!!

Cheryl Whitworth
- President/CEO/Loan Officer



Carmel Mortgage
29 Navajo Drive
Salinas, CA 93906

Phone (831) 275-0380
Fax (831) 536-1803

NMLS# 256180 | DRE# 01221851

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